Debt Recovery & Collections

Outsourced debt recovery & collections for the ANZ market

PCS builds dedicated, compliance-trained collections teams in Fiji for debt recovery operators across Australia and New Zealand. Your portfolio gets focused attention from staff trained on both countries' regulatory frameworks.

Roles We Deliver

Collections teams built for your portfolio

Every role comes with a dedicated team member trained on your systems, your compliance requirements, and your debtor communication standards. Here is what a typical day looks like for each.

Debt Recovery Officer

  • Outbound debtor contact via phone, email, and SMS
  • Payment arrangement negotiation and documentation
  • Skip tracing and debtor location research
  • Portfolio management and account prioritisation
Hire a Recovery Officer →

Collections Administrator

  • Payment processing and receipt allocation
  • Account reconciliation and statement generation
  • Hardship application processing and documentation
  • Debtor correspondence and record maintenance
Hire a Collections Admin →

Compliance & Quality Analyst

  • Call monitoring and quality scoring
  • Regulatory compliance checks against AU/NZ frameworks
  • Dispute handling and escalation management
  • Audit preparation and documentation
Hire a Compliance Analyst →

Team Leader

  • Roster management and daily team coordination
  • Call monitoring, coaching, and performance reporting
  • SLA tracking and client liaison
  • Escalation handling and process improvement
Hire a Team Leader →
Client Outcome

Real results, real savings

Anonymised Case Study

10+ person team handling dual AU and NZ portfolios

PCS built a 10+ person debt recovery team handling dual AU and NZ portfolios for a single client. Staff were trained on both countries' debt-collection regulations before go-live. This is a dedicated team — not a shared pool. The offshore unit operates as a seamless extension of the client's onshore compliance function, with full call recording, QA sampling, and audit trail visibility.

Why PCS

Why PCS for debt recovery

Three reasons collections operators across ANZ choose PCS over other offshore providers.

Need this for your business?

Book a 20-min scoping call and we will map out what a dedicated offshore collections team looks like for your portfolio.

Get Started → Book a Call